Current Savings & Loan Rates

Savings Rates
Share Savings Accounts APY
Share Savings
     $100 Avg. Daily Balance
.00%
Share Draft
     $2500 Avg. Daily Balance
.00%
IRA Savings
     $100 Daily Balance
.25%
Christmas Club .00%

Money Market Savings APY
Balance Range
$100 - $999 .25%
$1,000 - $2,499 .35%
$2,500 - $4,999 .50%
$5,000 - $9,999 .55%
Over $10,000 .60%

C Day Account APY
Balance Range
$1,000 - $2,499 0.50%
$2,500 - $9,999 0.60%
$10,000 - $24,999 0.75%
$25,000 - $49,999 1.00%
$50,000 - $99,999 1.10%
$100,000 - $149,999 1.60%
$150,000 - $199,999 1.75%
$200,000 & above 2.00%

Term Share Certificate
Balances of $1,000
3 Month .66%
6 Month 1.06%
9 Month 1.06%
12 Month 1.11%
18 Month 1.57%
24 Month 1.51%
30 Month 1.76%
36 Month 2.26%
48 Month 2.46%
60 Month 2.76%

Balances of $10,000
3 Month 0.91%
6 Month 1.31%
9 Month 1.31%
12 Month 1.36%
18 Month 1.82%
24 Month 1.76%
30 Month 2.01%
36 Month 2.51%
48 Month 2.71%
60 Month 3.01%

  Lending Rates
Vehicle Loans APR
New Vehicle
36 Month 5.24%
48 Month 5.48%
60 Month 5.98%
72 Month 6.50%
84 Month 7.50%
96 Month 7.75%

Used Vehicle
24 Month 5.75%
36 Month 5.75%
48 Month 6.00%
60 Month 6.50%
72 Month 7.25%
84 Month 8.00%
96 Month 8.25%

Home Equity
Fixed Rate: Open-End
36 Month 6.90%
48 Month 6.90%
60 Month 7.00%
72 Month 7.25%
84 Month 7.50%
120 Month 7.50%
180 Month 7.50%

Variable Rate: Open-End
Up to 15-year
(30-year available upon request)
5.00%
(Prime Rate Less 0.25%)

Shared Secure APY
  7.00%

Home Improvement (Tack-On) APY
Up to 84 Months 11.00%

Personal Loans (Unsecured) APY
Up to 84 Months 11.00%

Mastercard/Visa (effective 7-14-06) APY
  11.99%

Mobile Home (15 year)
11.75%

CD Secured
2% above certification rate.
  • This credit union is federally insured by the National Credit Union Administration.
  • Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.
  • All rates are subject to change at any time.

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